Last Updated: August 24, 2025

Introduction

Welcome to Havn Risk. By engaging with our services, you agree to the following Terms of Service (“Terms”). Please read them carefully. These Terms apply to all clients, whether individuals, corporations, or agencies, who access or use our consulting services.

Nature of Services

Havn Risk is a consulting agency that provides travel safety briefings, destination threat reports, property risk assessments, and related advisory materials. Our services are designed to offer guidance, recommendations, and best practices based on available information, professional expertise, and industry standards.

Havn Risk does not provide personal security, bodyguard services, or direct physical protection. We do not accompany travelers, intervene in real-time security incidents, or control conditions on the ground at any destination. Our role is advisory only.

No Guarantee of Safety

While our recommendations are informed by professional experience and industry resources, no service, briefing, or consultation can guarantee your personal safety or prevent all risks. Travel inherently involves risk, and conditions may change without notice.

Clients are responsible for making their own decisions regarding travel, property, or personal security, and for following all local laws, government advisories, and official guidance.

Limitation of Liability

To the fullest extent permitted by law:

• Havn Risk shall not be liable for any injury, loss, damage, accident, delay, or death that may occur during or after travel or property use.

• Havn Risk assumes no responsibility for the actions of third parties, including but not limited to airlines, hotels, transportation providers, local authorities, or criminal actors.

• Havn Risk provides recommendations for informational purposes only; implementation is solely at the client’s discretion.

By using our services, you expressly release Havn Risk, its founders, employees, contractors, and affiliates from any liability arising out of or related to your travel or property decisions.

Client Responsibilities

Clients agree to:

• Provide accurate and complete information when requesting services.

• Understand that reports and consultations are based on the information available at the time and may become outdated.

• Use discretion and judgment when applying recommendations.

Intellectual Property

All reports, assessments, and materials provided by Havn Risk are the intellectual property of Havn Risk. Clients are granted a limited, non-transferable license to use these materials for personal or organizational purposes only. Distribution without written consent is prohibited.

Governing Law

These Terms shall be governed by and construed under the laws of the state in which Havn Risk is registered, without regard to conflict of law principles.

Acceptance of Terms

By purchasing, downloading, or using Havn Risk services, you acknowledge that you have read, understood, and agreed to these Terms of Service.